Polizzi Insurance, Rochester, New York

Reference List

Orman, Suze.  "Being Responsible to Those You Love, Long-Term Care Insurance."
    In The 9 Steps to Financial Freedom.  Crown Publishers, 1997, pp. 81-96.

Morris, Kenneth M. and Alan M. Siegel.  The Wall Street Journal Guide to
    Understanding Personal Finance.  Lightbulb Press, Inc.,  1997.

Wexler, Mark.  "To But or Not to Buy."  Modern Maturity Magazine.  May-June
    2000, pp. 79-80, 83.

Wilcox, Melynda Dovel.  "Will Nursing-Home Bills Haunt Your Estate?" Kiplinger's
    Personal Finance Magazine
.  April 1998, pp. 115-118.

National Association of Insurance Commissioners.  A Shopper's Guide to Long-
Care Insurance.  1996;  revised May 1997.

National Association of Insurance Commissioners and the Health Care Financing
    Administration of the U.S. Department of Health and Human Services.  2005
to Health Insurance for People with Medicare. 2005.

Partnership for Long-Term Care, State of New York Department of Health, Office of
    Medicaid Management.  Medicaid Eligibility and the Treatment of Income
    and Assets Under the New York State Partnership for Long-Term Care

    January 1998.

New York State.  NYS Partnership for Long-Term Care Consumer Booklet.

New York State.  Insurance Policies Covering Long-Term Care Services in New
    York State
.  1998.

New York State.  Companies with Approved Insurance Policies Covering Long-
    Term Care Services in New York
State Identified as Qualifying for
    Favorable Federal Tax Treatment as of October 8, 1998
.  October 8, 1998.

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Products and agency services may not be available in all states.  Stephen M. Polizzi is licensed for life, health and variable annuity products in the states of New York and Florida.  Securities offered by Stephen M. Polizzi as a Registered Representative through Hazard & Siegel Inc., 5790 Widewaters Parkway, P.O. Box 157, DeWitt, New York 13214, (315) 414-0722, Member FINRA / SIPC.  Hazard & Siegel Inc. and Stephen M. Polizzi Insurance Agency are separate and non-affiliated entities.

Long Term Care Insurance, Rochester, New York
Polizzi Insurance, Rochester, New York
Long Term Care Insurance, Rochester, New York

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