Products and agency services may not be available in all
states. Stephen M. Polizzi is licensed for life, health and variable annuity
products in the states of New York and Florida. Securities offered by Stephen M.
Polizzi as a Registered Representative through Hazard & Siegel Inc., 5790 Widewaters
Parkway, P.O. Box 157, DeWitt, New York 13214, (315) 414-0722, Member FINRA / SIPC.